Thought Leadership

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  MAR 14, 2017

  Security Innovations for the Changing Face of Fraud

  Card fraud is a fast-growing, insidious problem plaguing the payments industry. In fact, Creditcards.com reports that more than one billion data records were compromised globally in 2014 alone. According to Wallethub.com, global credit card and debit card fraud losses reached $21.84 billion in 2015, with card issuers shouldering 72 percent of those losses. Securing member data is every credit union’s number one responsibility – and most valuable service. Here are five winning strategies to ensure your success:

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• 
  MAR 14, 2017

  Sharpen Your Card Program’s Competitive Edge for Growth

  The credit card is the highest yielding loan product in the credit union lending portfolio. And debit cards give your members universal access to their accounts wherever they go. Ensuring that your cards stay firmly on top of members’ wallets is pivotal to your success – and requires outperforming the competition by every measure. CO-OP has identified four best practices to help you reach your goals.

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  JAN 5, 2017

  Beyond Skimming: The State of ATM Fraud in the Age of EMV

  By all measures, skimming is an ATM epidemic. In fact, FICO reports that ATM skimming increased by nearly 550 percent from 2014 to 2015. According to U.S. News & World Report, as much as $2 billion a year may be lost to ATM skimming. And ATM Industry Association research cited by the Chicago Tribune estimates that losses incurred when a single skimming device is placed on an ATM average $650 per card and can cost up to $100,000.

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• 
  DEC 9, 2016

  Top 10 Communication Strategies Behind Every Successful Card Program

  As any financial institution will attest, a lot of time, energy and resources go into developing a best-in-class card program – and for good reason. Offering just the right mix of credit and debit card products is one of the most valuable services you can provide to members.

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  NOV 21, 2016

  Our Approach to Your Growth and Security By Todd Clark President/CEO, CO-OP Financial Services

  We know you have been immersed in 2017 planning for months. Still, the fast concluding and rapidly evolving year is leaving our industry seeking a path to the future growth and expansion of our credit unions, while also fortifying our defenses against the current fraud plague.

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